Simple, Secure Payments
PayLabs is the trusted payments processing and wallet solution for high-risk industries.
Why choose PayLabs?
PayLabs enables seamless debit card payments and digital wallet transactions for your customers. With over two years of reliable payment processing, we ensure secure and hassle-free transactions.
How it works
For Customers
Use a debit card with a PIN or digital wallet. Pay a small fee, just like an ATM. Enjoy your purchase!
For Businesses
Zero processing fees. Earn rebates on every transaction. Money goes straight to your bank!
Getting started is easy
Grow your business. Keep customers happy.
When we switched to PayLabs, it was a game-changer. Our customers love the convenience, and we feel confident and secure in every transaction.
Frequently asked questions
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Absolutely. Compliance is our top priority. We continuously update our payment solutions to align with state and federal regulations, so you can rest easy knowing your transactions are legitimate.
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Our process is speedy and straightforward. Get same-day approval upon submitting your application, which only requires a valid business license, W9, and ACH authorization from your bank.
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There are no monthly fees to use PayLabs and we do not take a percentage of the sale. The only cost to your business is the upfront cost of the payment hardware and setup which is a one-time fee per terminal.
Customers pay a small extra convenience fee for using the service, just like they do at an ATM. You will receive electronic settlement deposits directly to your business checking account within two business days.
You may increase the consumer processing fee if you would like to collect a rebate on every transaction. Rebates are deposited to your bank account monthly. -
No, our solution can work independently of a POS system, although we do integrate with many POS systems for a smoother operation.